VISA ELECTRON PAYWAVE – the most available cards with optimal range of banking services. Due to a special technology, the payment in a contactless manner at the sales points is possible. The universality of the Visa Electron PayWave is that there is not only the contactless type of payments, but also the availability of conducting transactions in usual contact mode.

It is easy and convenient to make purchases and withdraw cash anywhere in the world with cards of the international payment system Visa International by DemirBank!

Currency of the card account KGS, USD ,EURO
The card validity 3 years
Issuance and annual maintenance free of charge
Limit on a contactless payment without PIN-code entering by transactions quantity 2 transactions
by transactions amount KGS 500
Cash withdrawal limit at ATMs KGS 60 000
Limit on book to book transfer among the customer's accounts at ATMs KGS 500 000
Limit on the currency exchange at ATMs KGS 100 000
Limit on cashless payments via POS-terminals KGS 250 000
  • Convenience, ease of use and saving of the time during payments in the cash. It’s enough to bring the card to the contactless POS-terminal with the symbol of contactless payment , and your purchase will be paid in a moment. Visa PayWave is a minimum of movement and maximum of comfort.
  • High-grade security. Giving a contactless card into the hands of the cashier to make payment for purchases is not needed. Contactless payments Visa PayWave are based on a special technology that allows you to keep and encrypt confidential information about each transaction.
  • Universality. Visa Electron PayWave is a contactless card which is able to operate in customary contact mode at the sale points that do not have contactless POS-terminals.
  • Receiving discounts in supermarkets, restaurants, and night clubs from 3% to 50%. The full list of POS-terminals
  • The possibility of automatic conversion on the debit card.

Visa Electron PayWave cardlinked to a banking account allows to make an automatic conversion and use the funds existing in all accounts of the customer. You should contact any branch of the Bank and sign a relevant application to connect to this service.

  1. Open an account in DemirBank.
  2. Fill in and sign the application for the issue of Visa Electron PayWave card.
  3. Conclude the General contract on Banking account and sign the relevant application. 

(*) If you plan to make online payments (access does not open for gambling and gaming websites) or visit a country with a high level of risk, you need: 

- apply to the Bank and sign the application to get access.

or

- send an email message to: customercare@demirbank.kg. In response the bank will send you an application form on giving the access for filling in.

Important, your email details must be registered in the Bank's database.


VISA GOLD DEBIT – is a premium debit card with all of the priveleges of Gold level (discounts, bonuses etc.)

Due to a special technology, the payment in a contactless manner at the sales points is possible. The universality of the Visa Gold Debit is that there is not only the contactless type of payments, but also the availability of conducting transactions in usual contact mode.

It is easy and convenient to make purchases and withdraw cash anywhere in the world with cards of the international payment system Visa International by DemirBank!

Currency of the card account KGS, USD ,EURO
The card validity 3 years
Issuance free of charge
Annual maintenance 1 000 KGS
Limit on a contactless payment without PIN-code entering by transactions quantity 2 transactions
by transactions amount KGS 500
Cash withdrawal limit at ATMs KGS 400 000
Limit on book to book transfer among the customer's accounts at ATMs KGS 400 000
Limit on the currency exchange at ATMs KGS 400 000
Limit on cashless payments via POS-terminals KGS 400 000
  • Convenience, ease of use and saving of the time during payments in the cash. It’s enough to bring the card to the contactless POS-terminal with the symbol of contactless payment , and your purchase will be paid in a moment. Visa Gold Debit is a minimum of movement and maximum of comfort.
  • High-grade security. Giving a contactless card into the hands of the cashier to make payment for purchases is not needed. Contactless payments Visa Gold Debit are based on a special technology that allows you to keep and encrypt confidential information about each transaction.
  • Universality. Visa Gold Debit is a contactless card which is able to operate in customary contact mode at the sale points that do not have contactless POS-terminals.
  • Receiving discounts in supermarkets, restaurants, and night clubs from 3% to 50%. The full list of POS-terminals
  • The possibility of automatic conversion on the debit card.

Visa Gold Debit cardlinked to a banking account allows to make an automatic conversion and use the funds existing in all accounts of the customer. You should contact any branch of the Bank and sign a relevant application to connect to this service.

  1. Open an account in DemirBank.
  2. Fill in and sign the application for the issue of Visa Gold Debit card.
  3. Conclude the General contract on Banking account and sign the relevant application. 

(*) If you plan to make online payments (access does not open for gambling and gaming websites) or visit a country with a high level of risk, you need: 

- apply to the Bank and sign the application to get access.

or

- send an email message to: customercare@demirbank.kg. In response the bank will send you an application form on giving the access for filling in.

Important, your email details must be registered in the Bank's database.