Ak Keme is a business class residential complex located in the center of Osh. What makes it special, first of all, is its location - on one of the central streets of the city of Osh, designed to the highest standard. It harmoniously combines luxury, modern comfort, exceptional quality and elegant style.Loan main conditions

Loan amount from KGS 500 000
Loan term from 24 to 96 months
Annual interest rates for loans in KGS 24 months 7,2%
36 months 11,6%
48 months 13,9%
60 months 15,2%
72 months 16,1%
84 months 16,7%
96 months 17,2%
COLLATERAL for any loan amount:

- Future rights for the flat to be purchased under loan and 1 personal guarantee

The Bank may request additional collateral by decision of the Relevant Approving Authority.

Penalty for earlier repayment without preliminary written notification to the Bank about earlier repayment prior to 30 calendar days - 5% (min. KGS 2 000)
- in case of closing loan due to getting new one - N/A 
with preliminary written notification to the Bank about earlier repayment prior to 30 calendar days
not applicable
Own funds min. 30% from amount of purchased property

*Annual effective interest rate – from 7,44%


In case of any questions you may contact DemirBank Contact-center: +996 (312) 90 90 60 – Bank specialists will inform you about necessary information;

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