"Comfortable life" (Kyrseff) loan
DemirBank offers you the best solution! Use the "Comfortable Life" Loan within the KyrSEFF project.
|Loan amount||From KGS 25 000 to KGS 4 500 000|
|Loan term||from 6 to 60 months|
|Annual interest rates for loans in KGS||20%|
|COLLATERAL||from KGS 25 000 to KGS 100 000||2 Individual guaranties|
|from KGS 100 001 to KGS 500 000||
2 Individual guaranties
(applicable only for DKIB salary projects' staff)
|from KGS 100 001 to KGS 4 500 000||Movable and/or immovable property, which market value (estimated by the Bank) is at least two times more than loan amount, and 1 Individual guaranty, applicable for the Bank|
|Penalty for earlier repayment||first 6 months of loan term||5% for earlier repayment amount (min KGS 2 000)|
|after 6 months of loan term||
|in case of closing loan due to getting new one|
|Up-front fee for loan organisation and arrangement||1% of loan amount|
|Own funds||not needed|
|Loan will only be available for purchase and installation of items that have been approved by KyrSEFF. A list of pre-approved equipment is available on the KyrSEFF website ( www.kyrseff.kg). If the required equipment is not in the list, the issue of its purchase may be considered by KyrSEFF.|
In case of any questions you may contact DemirBank Contact-center:
+996 (312) 90 90 60 – Bank specialists will inform you about necessary information;
How to get a loan?
- Prepare the necessary documents (the list of documents here);
- Fill an application form (download);
- Contact any DemirBank branch with filled in application and set of documents
- The application will be considered within 5 business days (depending on the amount and loan terms), after you will be informed about DemirBank's decision.*
* - the term of consideration of loan may be expanding at the discretion of the Bank.
Here you can make a preliminary calculation of lending, for more accurate information you need to contact a loan specialist in one of the DemirBank branches.