Education Loan in AUCA
Demirbank provides an opportunity to get higher education and pay for the education at the American University of Central Asia.
|Loan amount||from KGS 35 000 to KGS 350 000|
|Loan term||from 3 to 9 months|
|Annual interest rates for loans in KGS||20%|
|COLLATERAL||from KGS 35 000 to KGS 140 000||
- 1 Individual guaranty (applicable only for DKIB salary projects' staff)
- 2 Individual guaranties (applicable for DKIB non-salary projects' staff)
|from KGS 140 001 to KGS 350 000||Movable and/or immovable property, which market value (estimated by the Bank) is at least two times more than loan amount, and 1 Individual guaranty, applicable for the Bank|
|Penalty for earlier repayment||not applicable|
|Up-front fee for loan organisation and arrangement||KGS 700|
|Own funds||not needed*|
|* for the first year students– own funds not less than 20% tuition fee. This amount should be directly debited to AUCA account in DemirBank. Customer himself should pay commission for the money transferring according to the DemirBank's tariffs.|
In case of any questions you may contact DemirBank Contact-center: +996 (312) 90 90 60 – Bank specialists will inform you about necessary information;
How to get a loan?
- Prepare the necessary documents (the list of documents here);
- Fill an application form (download);
- Contact any DemirBank branch with filled in application and set of documents;
- The application will be considered within 5 business days (depending on the amount and loan terms), after you will be informed about DemirBank's decision.*
* the term of consideration of loan may be expanding at the discretion of the Bank.
Here you can make a preliminary calculation of lending, for more accurate information you need to contact a loan specialist in one of the DemirBank branches.