The optimal choice if you need a loan up to KGS 100 000 WITHOUT pledging!

Loan purposes:

  • special events
  • repair of residential houses and apartments
  • purchase of durable goods (furniture, household and electronic appliances)
  • tourist trips
  • tuition fee etc.

LOAN ADVANTAGES IN DemirBank:
  • NO FEE for a loan application proceedings
Loan purpose - any consumer needs - purpose of education - repair of the house and other real estate (capital, reconstruction)
Loan term From 6 to 36 months From 6 to 60 months
Annual interest rates for loans in KGS for employees of salary projects 23% - amounts up to 300 000 kgs 24% - from 300,001 kgs 22,00%
for non-salary projects 25,00% 24,00%
COLLATERAL For staff: Amount: Amount:
a) without guarantee for employees of salary projects 15 000 - 300 000 kgs -
for non-salary projects 15 000 - 100 000 kgs -
b) 1 Individual guarantee for employees of salary projects 300 001 - 500 000 kgs 350 000 - 500 000 kgs (up to 36 month) – for capital home fix 350 000 - 500 000 kgs (up to36 month) – repair of the house and other real estate (capital, reconstruction)
for non-salary projects 100 001 - 300 000 kgs -
Movable and/or immovable property, which market value (estimated by the Bank) is at least two times more than loan amount, and 1 Individual guaranty, applicable for the Bank, or for employees of salary projects from 500 001 kgs
for non-salary projects from 300 001 kgs
Penalty for earlier repayment (total or partial), % of earlier repaid loan principal amount without preliminary written notification to the Bank about earlier repayment prior to 30 calendar days - 5% (min KGS 2 000)
- in case of closing loan due to getting new one – N/A
with preliminary written notification to the Bank about earlier repayment prior to 30 calendar days
N/A
Own funds not needed

*Annual effective interest rate – from 24,36 %


In case of any questions you may contact DemirBank Contact-center:
+996 (312) 90 90 60 – Bank specialists will inform you about necessary information;