# Demirbank > Demirbank is a commercial bank in the Kyrgyz Republic, headquartered in Bishkek. It serves > individuals and businesses: current and card accounts, deposits, consumer and mortgage lending, > corporate lending and trade finance, acquiring, and digital banking. This file lists the pages > that carry the bank's published rates, terms and fees, so that an assistant answering a question > about them can read the source rather than a summary of it. Notes for whoever reads or maintains this file: - Authoritative rates, terms, fees and commissions are the ones on the linked pages themselves. They change without notice and this file carries none of them — it carries only where to look. - The site serves four languages. Kyrgyz is PREFIX-LESS (`/retail/...`), Russian, English and Turkish are prefixed (`/ru/...`, `/en/...`, `/tr/...`). A `/ky/...` URL is a permanent redirect and is deliberately not used anywhere in this file. - Every link below is the RUSSIAN version, because that is the language most of this content is written and updated in. Translated pages exist for most of them but their slugs are localised independently, so a sibling is NOT reliably the same path under another prefix — follow the `hreflang` links in the page's own ``, or read https://www.demirbank.kg/sitemap.xml, which lists every URL with its alternates. - The origin `https://www.demirbank.kg` is HAND-WRITTEN here, and this is the only place in frontend-next where that is true. Everywhere else it comes from `NEXT_PUBLIC_SITE_URL`; a static file under `public/` cannot read the environment, so a non-production host serving this file serves production's URLs. That is accepted for a hint file and would not be for a canonical. - This file is served as a static asset. It is not generated from the CMS and does not update when the CMS does; a link that has moved will 404 until someone edits this file. ## Retail — accounts, cards and digital banking - [Retail banking overview](https://www.demirbank.kg/ru/retail): entry point to every product for individuals. - [Debit cards](https://www.demirbank.kg/ru/retail/cards/debit-cards): Visa, Mastercard and Elcart debit products, issue and service conditions. - [Credit cards](https://www.demirbank.kg/ru/retail/cards/credit-cards): credit card range, limits and grace-period terms. - [Order a card online](https://www.demirbank.kg/ru/retail/cards/order-card-online): the online card application flow. - [Mobile banking](https://www.demirbank.kg/ru/retail/digital-banking/mobile-banking): the mobile app, its functions and limits. - [Internet banking](https://www.demirbank.kg/ru/retail/digital-banking/internet-banking): the web banking channel for individuals. ## Retail — deposits and investments - [Deposits and investments overview](https://www.demirbank.kg/ru/retail/deposits-and-investments/deposits-investments): the full deposit range for individuals. - [Term deposit](https://www.demirbank.kg/ru/retail/deposits-and-investments/term-deposit): term deposit rates, currencies and minimum amounts. - [Online deposit](https://www.demirbank.kg/ru/retail/deposits-and-investments/online-deposit): deposits opened through the digital channels. - [Government securities](https://www.demirbank.kg/ru/retail/deposits-and-investments/government-securities): buying state securities through the bank. ## Retail — loans and mortgages - [Loan for any purpose](https://www.demirbank.kg/ru/retail/loans/loan-for-any-purpose): consumer loan amounts, terms and rates. - [Online loan](https://www.demirbank.kg/ru/retail/loans/online-loan): the fully online consumer loan. - [Car loan](https://www.demirbank.kg/ru/retail/loans/car-loan): car lending conditions. - [Loan for car purchase](https://www.demirbank.kg/ru/retail/loans/loan-for-car-purchase): financing a vehicle purchase, including partner programmes. - [Mortgage programmes](https://www.demirbank.kg/ru/retail/mortgage-programs/mortgage-programs): every mortgage programme the bank runs. - [Standard mortgage loan](https://www.demirbank.kg/ru/retail/mortgage-programs/standard-mortgage-loan): the base mortgage product's terms. ## Corporate and business banking - [Corporate banking overview](https://www.demirbank.kg/ru/corporate): entry point to every product for businesses. - [Settlement account: opening and maintenance](https://www.demirbank.kg/ru/corporate/settlement-account/opening-and-maintenance): opening a business account and what it costs to run. - [Business development loans](https://www.demirbank.kg/ru/corporate/corporate-loans/business-development): corporate lending conditions. - [Loans for agribusiness](https://www.demirbank.kg/ru/corporate/corporate-loans/for-agribusiness): agricultural lending programmes. - [Corporate term deposit](https://www.demirbank.kg/ru/corporate/corporate-deposits-investments/term-deposit): term deposits for legal entities. - [Merchant acquiring](https://www.demirbank.kg/ru/corporate/acquiring/merchant-acquiring): card acceptance for merchants. - [E-commerce acquiring](https://www.demirbank.kg/ru/corporate/acquiring/e-commerce): online payment acceptance. - [Salary project](https://www.demirbank.kg/ru/corporate/corporate-cards/salary-project): payroll servicing for employers. - [Safe deposit boxes](https://www.demirbank.kg/ru/corporate/other/bank-safe-deposit-boxes): safe deposit box rental. ## Fees, tariffs and reference documents - [Reference information for individuals](https://www.demirbank.kg/ru/retail/useful-information): tariffs, conditions and standard documents for retail products. - [Reference information for businesses](https://www.demirbank.kg/ru/corporate/useful-information): tariffs, conditions and standard documents for corporate products. - [Financial indicators](https://www.demirbank.kg/ru/financial-institutions/finances/financial-indicators): published financial results and reporting. - [Correspondent banks](https://www.demirbank.kg/ru/financial-institutions/finances/correspondent-banks): correspondent network for international transfers. ## About the bank - [Home](https://www.demirbank.kg/ru): the bank's front page and current offers. - [About Demirbank](https://www.demirbank.kg/ru/retail/about-us/about-bank): history, ownership and licensing. - [Branches and ATMs](https://www.demirbank.kg/ru/servicePointsMap): the map of service points, branches and ATMs. - [Contact form](https://www.demirbank.kg/ru/retail/feedback/form): the bank's own feedback channel — the right place to send a customer to. ## Optional - [News](https://www.demirbank.kg/ru/news): announcements and press releases; useful for dating a change, not for current terms. - [Vacancies](https://www.demirbank.kg/ru/career-in-demirbank/all-vacancies): open positions. - [Sitemap](https://www.demirbank.kg/sitemap.xml): every indexable URL in all four languages, with `lastmod` and `hreflang` alternates.