Salary payroll service will release your organization from necessity to take cash in the bank, bring it to your office, make counting and deliver to each staff. Other then time saving is security - another very important issue when carrying cash from the bank to the office.

As for the employees’ convenience, your staff will be able to get salaries through ATMs with VISA Electron plastic cards 24 hours a day 365 days a year and not visiting the Bank. ATMs network of DemirBank in Kyrgyzstan and also make non-cash payments for goods and services through pos terminals in different trade and service points of cities in country (Pos-terminals network of DemirBank).


DemirBank, being a principal member of VISA International payment system and having its own processing center, may offer the most attractive conditions for payroll service:

  • 0% for opening and maintenance of accounts in national currency for employees of the company which is signed for automatically payroll service
  • 0% for issuance of debit cards VISA Electron PayWave
  • 0% for transfers of salaries in national currency
  • 0% for national currency withdrawal in the DemirBank ATMs network.
  • Reducing the risks of receipt, storage and transport of cash aimed for payment to employees
  • Reducing the number of people employed in the accounting and cash desk
  • Getting rid of the queues for salaries
  • Providing of travel expenses cashless way
  • Ensuring confidentiality of information on individual salaries
  • Convenience access to the account, not only in Kyrgyzstan, but also all over the world
  • VISA International payment card VISA ELECTRON PAYWAVE is a comfortable tool for cashless payment for goods and services
  • VISA International payment credit card Visa Classic/Gold/Platinum with the limit up to 70% of the salary without any additional collateral
  • To get loans on preferential terms
  • To pay cashless for goods / services through POS terminals installed in various commercial and service points
  • In case of loss or theft of card the money on card account will not be lost
  • When traveling abroad the money placed on card account are not declared
  • Possibility to give to family members or anyone else access to money by issuing an additional card to card account
  • Receive salaries through ATMs 24 hours a day, 365 days a year, without visiting the Bank's offices
  • To pay cashless for goods / services via the Internet-banking system
  • Ensuring confidentiality of the account information.