Loans for agribusiness from DemirBank
Advantages
Optimal loan terms by purpose
Optimal loan terms by purpose
Optimal loan terms by purpose
Possibility of receiving 100% financing
Possibility of receiving 100% financing
Possibility of receiving 100% financing
Various options for Pledge
Various options for Pledge
Various options for Pledge
Loan terms
| Purpose of the loan | For working capital, for investment projects |
| Loan currency | Som |
| Amount of funding |
Crop production: 50,000 – 7,400,000 soms Agro-processing: 50,000 – 37,000,000 soms |
| % rate in soms |
From 16% per annum *Effective interest rate from 17.48% |
| Loan term |
For working capital: 3 – 12 months For investment projects: until 01.06.2025 |
| Repayment schedule |
Annuity The principal amount and interest are repaid in equal amounts on a monthly basisFlexible Taking into account seasonality and business characteristics |
| Mandatory condition | Annual turnover of at least 35,000,000 soms |
| Borrower's own contribution | Not less than 10% of the total amount of financing |
Financing for livestock is provided if the farmer supplies products to a company engaged in dairy or meat processing and production. A valid agreement between the farmer and the company is required. In the absence of an agreement or if it is terminated, financing is provided under the terms of the “Agro” loan product.
Advantages
Optimal loan terms by purpose
Optimal loan terms by purpose
Optimal loan terms by purpose
Possibility of receiving 100% financing
Possibility of receiving 100% financing
Possibility of receiving 100% financing
Various options for Pledge
Various options for Pledge
Various options for Pledge
Basic terms of the loan
| Purpose of the loan | For working capital, for investment projects |
| Loan currency | Som |
| Amount of funding | From 50,000 soms |
| % rate in soms |
From 16% per annum *Effective interest rate from 17.48% |
| Loan term |
For working capital: 3 – 18 months For investment projects: 6 – 60 months |
| Repayment schedule |
Annuity The principal amount and interest are repaid in equal amounts on a monthly basisFlexible Taking into account seasonality and business characteristics |
| Borrower's own contribution | Not less than 10% of the total amount of financing |
How to get a loan?
STEP 3
Contact the bank
Contact any bank branch with a completed application and a package of documents
STEP 4
Review
The application will be reviewed within 5 working days, after which you will be informed of the Bank's decision *
* The loan review period may be extended at the bank's discretion