DemirBank Money Flex. Money is there. Even when it's not

For the first time in Kyrgyzstan, DemirBank has launched an Money Flex in its mobile application.

Imagine: you’ve run out of money — and there’s no opportunity.

Money Flex is a financial product that allows customers to use additional funds even with a zero balance.

The Money Flex works as a built-in account limit: if your own funds are not enough, the payment is made automatically. You simply continue living at your own pace.

The solution provides quick access to money at any time — without applying for a classic loan and without visiting a branch.

This allows you not to postpone important purchases and quickly meet financial needs.

Just 3 taps in the app — and the money is already available.

Key benefits:

  • Funds are available anytime you need them
  • 100% online — no paperwork or queues
  • Automatic repayment when your account is replenished
  • 0 fees for activation and maintenance

The rate is just 1.99% per month under standard usage.

And most importantly — if you don’t use the limit, you don’t pay anything.


DemirBank’s Money Flex is more than just a product.

It’s a new level of financial freedom.

Activate it now in the DemirBank mobile app.