“Elсard” - is a payment card of the national payment system Elcard.  

Elсard is used for non-cash payments, wages, pensions, benefits at ATMs on the territory of the Kyrgyz Republic.

The currency of the card account KGS
The card validity period 3 years
Card issue (opening an additional account in KGS ) standard terms are KGS 5 000
for DKIB salary projects' staff free of charge
for employees of state institutions in the framework of salary projects
for pensioners
The annual card service fees standard terms are KGS 100
for DKIB salary projects' staff
for employees of state institutions in the framework of salary projects
for pensioners free of charge
  1. To open an account in DemirBank
  2. Fill in and sign the application for the issue of Elcard
  3. Conclude the General Banking Service Agreement on Banking account and sign a relevant application.