"Card Plus"
What is "Card Plus"?
Benefits
From 0%
In our wide partner network
From 0%
In our wide partner network
From 0%
In our wide partner network
Installment peroid
Flexible installment periods: choose 6, 9, or 12 months
Installment peroid
Flexible installment periods: choose 6, 9, or 12 months
Installment peroid
Flexible installment periods: choose 6, 9, or 12 months
Huge partner network
More than 500 stores, hotels, schools, gyms, and more
Huge partner network
More than 500 stores, hotels, schools, gyms, and more
Huge partner network
More than 500 stores, hotels, schools, gyms, and more
0% overpayment
On special holidays
0% overpayment
On special holidays
0% overpayment
On special holidays
Limit renewal
Immediately after full repayment
Limit renewal
Immediately after full repayment
Limit renewal
Immediately after full repayment
How does "Card Plus" work?
Choose a product
The cost + interest should not exceed your approved limit.
Installment peroid
Choose your preferred installment term
Purchase
Make the purchase! After a successful transaction, you’ll receive a printed repayment schedule.
The repayment schedule is printed as a receipt from the POS terminal. Monthly payments will be automatically deducted from your account on the due date according to your credit card statement.
Your "Card Plus" Limit
Fill out the table – the system will automatically calculate the maximum "Card Plus" limit the bank can offer you.
Your Limit
0.00Standard "Card Plus" Rates
| 6 months | 9% |
| 9 months | 13.5% |
| 12 months | 18% |
Credit Card Rates
| Visa Classic | Visa Gold | Visa Platinum | |
|---|---|---|---|
| Card Account Currency | KGS | ||
| Card Validity Period | 5 years | ||
| Service Fee | 800 KGS | 1 500 KGS | 6 000 KGS |
| Service Fee under Payroll Project for the First Year* | Free of charge | ||
| Service Fee under Payroll Project for the Following Years | 800 KGS | 1 500 KGS | 6 000 KGS |
| Limit for Payroll Project Employees | Up to 70% of salary | - | |
| Collateral (not required for payroll project employees) | Credit card limit + 10% | ||
| Annual Interest Rate for Withdrawals via ATM | 28.8% | ||
| Monthly Interest Rate for Non-Cash Payments via POS Terminals and Online | 0% | ||
| Grace Period | Up to 35 days | ||
| Option to Issue Additional Credit Cards | Yes | ||
- Free of charge for the first and second years for employees of government institutions under the payroll projects of CJSC "DKIB"