Increase your money - take advantage of "Standard" Time Deposit from DemirBank!

ADVANTAGES:
  • The POSSIBILITY of money assets placement for a required number of DAYS
  • Opportunity to select AUTOMATIC PROLONGATION of the deposit with interest accrued or without them*
  • POSSIBILITY of Opening/Сlosing the Deposit with interest payment at the end of maturity date via the INTERNET-BANKING in “FULL MODE”, without visiting the DemirBank’s branches/outlets.

(*) Extension is possible under compensation interest rate, set by DemirBank on the date of extension.

Deposit term up to 36 months
Deposit currency KGS, US dollars, russian RUB
Deposit minimal amount Time deposit opened in branch- KGS 5 000/USD 100/RUB 5 000
Time deposit opened through internet/mobile banking - KGS 2 500/USD 50/RUB 2 500
Deposit replenishment not applicable
Partial withdrawal not applicable
Payment of interest rates on the monthly basis or at the end of maturity date
Interest capitalization not applicable

Payment of interest rates – at the end of maturity date

Term
KGS

US dollars

russian RUB
days (months)
28-86 (1-3)* - 1,0 (0,9)* % 8,0 (7,7)*%
87-173  (3-6)* 5,0 (5)*% 2,0 (2)*% 8,0 (8,2)*%
174-260 (6-9)* 8,0 (8,1)*% 3,0 (3)*% 8,0 (8,1)*%
261-347 (9-12)* 10,0 (10,1)*% - 9,0 (9,1)*%
348-521 (12-18)* 13,0 (13)*% 4,0%* 10,0 (10)*%
522-695 (18-24)* 14,0 (13,5)*% 4,0%* 10,0 (9,7)*%
696-744 (24) 15,0 (14)*% 4,25%* 10,0 (9,5)*%
(36) 15,0 (13,2)*% 4,0%*

* Effective interest rate

Payment of interest rates – on monthly basis

Term
KGS

US dollars

russian RUB
days (months)
28-86 (1-3)* - 0,5 (0,5)* % 7,5 (7,5)*%
87-173 (3-6)* 4,5(4,5)*% 1,5 (1,5)*% 7,5 (7,7)*%
174-260 (6-9)* 7,5 (7,7)*% 2,5 (2,5)*% 7,5 (7,7)*%
261-347 (9-12)* 9,5 (9,9)*% - 8,5 (8,8)*%
348-521 (12-18)* 12,5 (13,2)*% 3,5%* 9,5 (9,9)*%
522-695 (18-24)* 13,5 (14,3)*% 3,5%* 9,5 (9,9)*%
696-744 (24) 14,5 (15,5)*% 3,75%* 9,5 (9,9)*%
745-1091 (36) 14,5 (15,5)*% 3,5%*

* Effective interest rate

**When interest is paid on monthly basis in foreign currency effective interest rate will be as follows:

In USD from 0,48% to 3,72%

In RUB from 2,6% to 6,5%

***The above mentioned time deposit interest rates are applicable to the amount not exceeding US dollars 100 000 or the equivalent in another currency. Conditions of time deposits acceptance in amount that exceeds US dollars 100 000 or equivalent in another currency determined by the Bank individually.