Standard
LOAN ADVANTAGES
| Loan amount | from KGS 50 000 | |
| Loan term | from 6 to 36 monthes | |
| Annual interest rates for loans in KGS | 25,99% (for salary projects staff - 24,99 %) | |
| COLLATERAL | from KGS 50 000 to KGS 100 000 | 2 Individual guaranties (applicable only for DKIB salary projects' staff) |
| from KGS 100 001 |
Movable and/or immovable property, which market value (estimated by the Bank) is at least two times more than loan amount, and 1 Individual guaranty, applicable for the Bank
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| or | ||
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Car to be purchased under loan 1 Individual guaranty
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| Penalty for earlier repayment | first 6 months of loan term | 5% for earlier repayment amount (min KGS 2 000) |
| after 6 months of loan term |
Not applicable |
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| in case of closing loan due to getting new one | ||
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Own funds |
new car - 30%;
used car with car service life period:
- up to 5 years - 40%;
- more than 5 years - 50%
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*Annual effective interest rate – from 26,81 %
In case of any questions you may contact DemirBank Contact-center:
+996 (312) 90 90 60 – Bank specialists will inform you about necessary information;
How to get a loan?
- Prepare the necessary documents (the list of documents here);
- Fill an application form (download);
- Contact any DemirBank branch with filled in application and set of documents;
- The application will be considered within 5 business days (depending on the amount and loan terms), after you will be informed about DemirBank's decision.*
* - the term of consideration of loan may be expanding at the discretion of the Bank.