• Loans without collateral up to KGS 100 000 applicable only for DKIB salary projects' staff
  • NO FEE for a loan application proceedings
  • Remunerable interest rates
  • Availability to buy both NEW and used car

Loan amount from KGS 50 000
Loan term from 6 to 36 monthes
Annual interest rates for loans in KGS 19,99% (for salary projects staff - 18,99)
COLLATERAL from KGS 50 000 to KGS 100 000 2 Individual guaranties (applicable only for DKIB salary projects' staff)
from KGS 100 001 Movable and/or immovable property, which market value (estimated by the Bank) is at least two times more than loan amount, and 1 Individual guaranty, applicable for the Bank
Car to be purchased under loan 1 Individual guaranty
Penalty for earlier repayment first 6 months of loan term 5% for earlier repayment amount (min KGS 2 000)
after 6 months of loan term
Not applicable
in case of closing loan due to getting new one

Own funds

new car - 30%;
used car  with car service life period:
- up to 5 years - 40%; 
- more than 5 years - 50%

In case of any questions you may contact DemirBank Contact-center:
+996 (312) 90 90 60 – Bank specialists will inform you about necessary information;