Standard
LOAN ADVANTAGES
| Loan amount | from KGS 50 000 | |
| Loan term | from 6 to 36 monthes | |
| Annual interest rates for loans in KGS | for salary projects staff | 22% |
| for non salary projects staff | 24% | |
| Collateral | Staff: | Amount: |
| а) without guarantee | for salary projects staff | 50 000 - 300 000 kgs |
| б) with 1 guarantee | for non salary projects staff | 50 000 - 300 000 kgs |
| Movable and/or immovable property, which market value (estimated by the Bank) is at least two times more than loan amount, and 1 Individual guaranty, applicable for the Bank, or | From 300 001 kgs | |
| Penalty for earlier repayment (total or partial), % of earlier repaid loan principal amount | without preliminary written notification to the Bank about earlier repayment prior to 30 calendar days |
- 5% (мin. 2 000 kgs ) - in case of closing loan due to getting new one – N/A |
| with preliminary written notification to the Bank about earlier repayment prior to 30 calendar days |
N/A |
|
| Own funds | new car - 30%; used car with car service life period up to 5 years - 40%; more than 5 years - 50%. | |
*Annual effective interest rate – from 24,36 %
In case of any questions you may contact DemirBank Contact-center:
+996 (312) 90 90 60 – Bank specialists will inform you about necessary information;
How to get a loan?
- Prepare the necessary documents (the list of documents here);
- Fill an application form (download);
- Contact any DemirBank branch with filled in application and set of documents;
- The application will be considered within 5 business days (depending on the amount and loan terms), after you will be informed about DemirBank's decision.*
* - the term of consideration of loan may be expanding at the discretion of the Bank.