|Loan amount||from KGS 50 000|
|Loan term||from 6 to 36 monthes|
|Annual interest rates for loans in KGS||18,99% (for salary projects staff - 16,99)|
|COLLATERAL||from KGS 50 000 to KGS 100 000||2 Individual guaranties (applicable only for DKIB salary projects' staff)|
|from KGS 100 001||
Movable and/or immovable property, which market value (estimated by the Bank) is at least two times more than loan amount, and 1 Individual guaranty, applicable for the Bank
Car to be purchased under loan 1 Individual guaranty
|Penalty for earlier repayment||first 6 months of loan term||5% for earlier repayment amount (min KGS 2 000)|
|after 6 months of loan term||
|in case of closing loan due to getting new one|
|Up-front fee for loan organisation and arrangement||1% of loan amount (min. KGS 3 500)|
new car - 30%;
used car with car service life period:
- up to 5 years - 40%;
- more than 5 years - 50%
In case of any questions you may contact DemirBank Contact-center:
+996 (312) 90 90 60 – Bank specialists will inform you about necessary information;
How to get a loan?
- Prepare the necessary documents (the list of documents here);
- Fill an application form (download);
- Contact any DemirBank branch with filled in application and set of documents;
- The application will be considered within 5 business days (depending on the amount and loan terms), after you will be informed about DemirBank's decision.*
* - the term of consideration of loan may be expanding at the discretion of the Bank.
Here you can make a preliminary calculation of lending, for more accurate information you need to contact a loan specialist in one of the DemirBank branches.